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 What to do,what to do,what to do......

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applesauce
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Female
Number of posts: 1974
Location: Perth Western Australia
Registration date: 2008-05-26

PostSubject: Re: What to do,what to do,what to do......   05/02/10, 09:05 pm

wait out the 12 months it will go fast. everybody is in this huge rush to get it off but the reality is 12 months will not hurt and it helps a lot of people to get fit and healthy for surgery.

if you out and out will not wait then put in on your home loan is the BEST way to go it will cost to you the least. But do try and pay it off your loan as tho it was a seperate loan so you clear it.

applesauce

_________________
Highest Weight well over 165kg we guess closer to 200kg
Weight starting optifast 142kg 31st August 2007
Weight date of surgery SLEEVED 118kg 19th November 2007
Current weight 97.5kg 31st July
Goal weight to see the 80's for Christmas
Final Goal weight to see the 70's some time next year


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fatnomore
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Female
Number of posts: 387
Location: Melbourne
Registration date: 2009-12-30

PostSubject: What to do,what to do,what to do......   05/02/10, 08:31 pm

Man...lol...this is so confusing..well not confusing but what do you do....

so here is my dilemma...

do we wait for PHI to kick in...still yet to know if the doc will do it self fund b4 the 12months is up

wait another yr (dont want to)

then

do we access my super..I am a SAHM with 4 young kids so if we take it out of super then it is classed as income and not only taxed but then I lose money each fortnight with the family a/b payments...

do we add it onto the home loan

personal loan

wait till the 12months atleast and then access less super...

ahhhh the dilemmas.....

I hate that they add it to your income and tax you..lol... greedy arent I...

What would you do???
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